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The company has been trying to reach an agreement with Chinese bank UnionPay, which is the only bank in China that conducts interbank payments, MarketWatch said on Monday. But talks between Apple and UnionPay don't seem to be going too smoothly. Launched in October in the US and other countries, Apple Pay enables iPhone 6, iPhone 6 Plus and Apple Watch owners to pay for items on the go via the wireless technology NFC (near-field communication). Apple has been trying to gain support for the service among US banks, retailers and other businesses. Meanwhile, China is the largest smartphone market in the world and so represents a significant business opportunity as Apple Pay tries to expand globally. But negotiating with UnionPay and other Chinese banks is proving difficult.

Last year, Apple began talking with UnionPay about using the bank's network for Apple Pay and had hoped an agreement would be in place by March, But at&t iphone screen protector warranty Apple's relationship with UnionPay is struggling, people close to the talks told MarketWatch, An unnamed UnionPay employee said the two have not reached any agreement, and no timetable for a potential deal has been set, The latest report from MarketWatch follows a report in February in which sources close to the companies told MarketWatch that Apple's discussions with UnionPay had stalled..

When Apple sent developers a beta version of iOS 8.3 in February, the company said the new version would support UnionPay, Marketwatch said. But iOS 8.3 launched last week without any such support. Since last year, Apple has also been chatting with at least eight major Chinese banks about adopting Apple Pay. But those talks have not gone well either, a source close to them told MarketWatch, and one bank -- the Industrial & Commercial Bank of China -- expressed no interest in a deal. Why is Apple Pay getting the cold shoulder in China? One source cited profits as an obstacle.

Apple gets a 0.15 percent cut of the 2 percent fee paid by retail merchants for each credit card payment and half a penny for each debit card payment conducted at&t iphone screen protector warranty through Apple Pay, But the Chinese banks consider that amount too high, an employee of one large bank said, and don't want to give up such a large percentage to Apple, In the US, Apple Pay is supported by three major credit cards -- Visa, MasterCard and American Express, The payments system has also won approval from most of the top banks in the US, But expanding Apple Pay to certain countries abroad seems to be proving more of a challenge..

A report late last year from Britain's Daily Telegraph said that Apple Pay might land in the country during the first half of 2015. But a later report said it would be put off to the second half as Apple continues to try to convince banks to support the service. Apple did not immediately respond to CNET's request for comment. iPhone users in China may have a long wait before getting Apple's mobile payments system. Negotiations with the only bank in the country that conducts interbank payments aren't going well, says a new report.

So the search giant on Tuesday announced a new program called "Designed for Families," which designates which apps in its Google Play online store are safe for children, Google said it's chosen to do this because it wants to support app makers that are tailoring their content to "educate and entertain" kids, The Play store lets people download programs for smartphones and tablets that run Google's Android mobile operating system, The move underscores not only how influential Google has become in making software but the company's growing role in at&t iphone screen protector warranty who it reaches as well, With over a million apps in the Play Store which can reach as many as a billion people, the choices Google makes can dramatically change how people use a smartphone or tablet..

The tech giant has appeared lately to be trying to segment its services for age-appropriateness. So far, Google has had mixed results. The company has been under fire for its new YouTube Kids app, released in February, which nixes mature content from the video service and only allows child-friendly material. But consumer advocacy groups argue the app goes overboard with advertising -- especially with branded video channels from companies like McDonald's or Barbie. A number of consumer groups last week filed a formal complaint to the US Federal Trade Commission, and the FTC said it would review it.

The YouTube Kids spat isn't the first time the FTC has been called on to examine Google for its business practices involving children, In at&t iphone screen protector warranty September, the search giant agreed to pay $19 million to settle a suit involving children making purchases from games and other apps without their parents' consent, The FTC hit Apple with a similar suit involving its App Store for iPhones and iPads, In January 2014, Apple said it would pay more than $32 million to settle the case, Google hopes this new feature of Google Play will be less bumpy..